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Consumer reporting

How to remove yourself from TransUnion

Data as of

TransUnion (Trans Union LLC) is a consumer reporting company. Some of what it holds is credit or background-check data covered by federal law. It is registered as a data broker in California, Oregon and Vermont.

Opt out of TransUnion yourself

  1. Start from the privacy page TransUnion lists in its data broker registration: www.transunion.com.
  2. Follow what TransUnion told the Oregon data broker registry about opting out:
    1-888-5OPTOUT | Under the FCRA, TransUnion may provide information to companies that provide consumers with pre-approved offers of credit or insurance, but only if the consumer has not otherwise opted-out of such offers. Opt out is available by calling 1-888-5OPTOUT or visiting www.optoutprescreen.com. To opt out of marketing messages, visit: https://dmachoice.thedma.org/; www.networkadvertising.org/managing/opt_out.asp; https://optout.aboutads.info. TransUnion also offers opt-out rights consistent with comprehensive state privacy laws, visit: https://www.transunion.com/consumer-privacy.
    Link given there: www.optoutprescreen.com
  3. Follow what TransUnion told the Vermont data broker registry about opting out:
    Under the FCRA, we may provide information to companies that provide consumers with pre-approved offers of credit or insurance. If consumers prefer not to receive such offers, consumers may opt-out by calling 1-888-5OPTOUT or visiting www.optoutprescreen.com. To opt out of receiving marketing messages, visit: https://dmachoice.thedma.org/; www.networkadvertising.org/managing/opt_out.asp; https://optout.aboutads.info. More information is available at https://www.transunion.com/privacy/transunion.
    Link given there: www.optoutprescreen.com
  4. Or email a deletion request to privacy@transunion.com. This is the privacy address GhostVault sends its demands to.
  5. Keep a copy of what you sent and the date. Search for your name on transunion.com again in a few weeks to check the listing is gone.

What you cannot opt out of: TransUnion told the Vermont registry: "TransUnion may use information to update our consumer credit database. Access to personal information on this database is limited to: (1) entities with a permissible purpose to receive it, as defined in the Fair Credit Reporting Act (“FCRA”); (2) entities with a permitted use under Title V of the Gramm-Leach-Bliley Act (“GLBA”); (3) companies who resell our data as permitted under law; and (4)..."

TransUnion told the Vermont registry that it accepts opt-outs from an authorized agent, so someone else can file for you.

What happened when GhostVault asked TransUnion to delete data

Between February 2026 and October 2026, GhostVault sent 48 deletion demands to TransUnion for its customers. 46 were delivered. Outcomes below are read from TransUnion's replies on file as of October 12, 2026.

46Delivered demands
0Deletion stated in writing
0Said it held no data

These counts reflect replies GhostVault has on file and are not a measure of a broker's overall responsiveness. Counts are demands, not people; some customers were refiled. Delivered excludes bounced sends and sends with no delivery evidence. "Deletion stated in writing" means TransUnion wrote that it deleted the data. It is not an independent check. Figures appear only with at least 5 delivered demands from 5 different customers.

What GhostVault does for TransUnion

  • Sends TransUnion a written deletion demand under the California Consumer Privacy Act, as your authorized agent.
  • Reads every reply and tells you when TransUnion asks for something only you can give.
  • Counts a removal only when TransUnion states the deletion in writing. A sent or delivered demand is never shown as removed.

TransUnion opt-out FAQ

How do I opt out of TransUnion?

You can start from the privacy page TransUnion lists in its data broker registration (https://www.transunion.com), or email a deletion request to privacy@transunion.com. In its Vermont registration, TransUnion describes its opt-out this way: "Under the FCRA, we may provide information to companies that provide consumers with pre-approved offers of credit or insurance. If consumers prefer not to receive such offers, consumers may opt-out by calling 1-888-5OPTOUT or visiting www.optoutprescreen.com. To opt out of receiving marketing messages, visit: https://dmachoice.thedma.org/; www.networkadvertising.org/managing/opt_out.asp; https://optout.aboutads.info. More information is available at https://www.transunion.com/privacy/transunion."

What has TransUnion said about GhostVault's deletion demands?

GhostVault sent 48 deletion demands to TransUnion between February 2026 and October 2026, and 46 were delivered. In replies on file as of October 12, 2026, TransUnion stated in writing that it deleted the data for 0 demands and said it held no data on the person for 0 demands. These counts reflect replies GhostVault has on file and are not a measure of a broker's overall responsiveness.

Is TransUnion a registered data broker?

Yes. Trans Union LLC is registered as a data broker in California, Oregon and Vermont.

Can someone else opt me out of TransUnion?

TransUnion told the Vermont registry that it lets consumers authorize a third party to opt out for them. A service like GhostVault can file on your behalf with your signed authorization.

Can I delete my credit report from TransUnion?

Usually not through a privacy deletion request. Information covered by the federal Fair Credit Reporting Act is exempt from the California deletion right. A deletion request can still reach data the company holds outside its credit reporting, such as marketing data. To limit access to your credit file, place a security freeze with each credit bureau.

Opt-out steps for other data brokers →